


Read the book (or listen to the Read-Along Audio), watch Rubbie teach, work the workbook, and prove what you learned — one chapter a day, at your own pace.



It explains finances through relatable stories instead of complicated financial language - budgeting, debt, credit, and why your everyday money choices matter.
Kim A.
Each stop reveals a financial mistake most of us have made, and shows how to move forward differently.
Sandra K.
Honest, entertaining, and practical - it helps you recognize unhealthy money habits without shame and without judgment.
Bobby J.
The book makes money feel less confusing and more manageable. The workbook turns what you learned into steps you can actually complete.
Robert M.
Each day: read the chapter or listen with the Read-Along Audio, go through that day's lesson, work the workbook pages, then take the chapter test.

Day 1 · The Bus Ride
Begin your journey with Money as she takes readers on a revealing ride toward greater financial awareness.

Day 2 · Hello Money
Meet Money, understand her purpose, and discover how your daily choices shape your financial life and future.

Day 3 · The Problem
Identify the habits, pressures, and financial decisions keeping you stuck before you can begin making meaningful changes.

Day 4 · Vision
Picture the future you truly want and create a clear financial vision to guide your choices forward.

Day 5 · Purpose
Connect your money decisions to your God-given purpose, values, responsibilities, and the legacy you want to build.

Day 6 · The Money Game
Learn how money moves, why strategy matters, and how thoughtful decisions help you win the financial game.

Day 7 · Tithes & Offerings
Explore biblical giving, faithful stewardship, and the importance of including tithes and offerings within your financial plan.

Day 8 · Purchase Traps
Recognize emotional spending, sales pressure, credit temptations, and shopping habits that quietly pull your finances off course.

Day 9 · The Credit Game
Understand how credit works, what affects your score, and how responsible choices create stronger financial opportunities ahead.

Day 10 · Investing
Discover basic investment choices and learn how patience, diversification, and consistent contributions can help your money grow.

Day 11 · Estate Planning
Protect your family, property, wishes, and legacy through thoughtful planning before an emergency or major transition happens.

Day 12 · Pay It Forward
Use what you have learned to help others, strengthen your community, and pass financial knowledge forward confidently.
Tired of knowing your money's a mess but having no idea where to start — so another month goes by and nothing changes.
Have you ever felt like you're doing everything right and still coming up short at the end of the month, with nothing to show for the work?
And not having anyone to explain credit to you in plain English, without judgment and without trying to sell you something first?

Paperback book, mailed to you
Printed companion workbook
12 days of online lessons, one chapter a day
Read-Along Audio for all 12 chapters (hear the book while the words scroll on your screen)
12 chapter tests, the Final Exam and a Certificate of Completion
Spiritual Gifts Scorecard



“This book made money easy to understand. The stories kept me interested, and the workbook helped me apply each lesson to my own life.”
Anthony C.

“This book gave me the confidence to face my money mistakes and start making better decisions without feeling overwhelmed.”
Rhonda J.

“The lessons were honest, relatable, and practical. Everything was explained in plain language that I could understand and use immediately.”
Maria L.

“I have purchased financial books before, but this one was different. It was easy to follow and never made me feel confused or judged.”
Kim R.
Answers to the most common questions about the Get A Hold Of Your Darn Finances 12-Day Challenge.
The paperback book and printed workbook, mailed to you, plus the online course with a daily lesson for each chapter, the Read-Along Audio for every chapter, 12 chapter tests, the Final Exam and a Certificate of Completion when you pass.
Twelve days if you do one chapter a day. Your progress saves, so you can go faster or slower.
Each chapter test is 35 questions and needs 85% to pass, and you can retake it until you pass. The Final Exam is 150 questions and needs 85% to pass.
Yes. The book teaches money through a biblical lens, including tithes, offerings and spiritual gifts.